Simple and Affordable Commercial Vehicle Financing Options
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Built for Business Owners, Not Bankers
Forget rigid bank rules. Our financing is designed by people who understand your industry — because you're not just moving freight, you're building a future.
Money That Moves With You
Seasonal shifts? New contracts? Unexpected growth? We offer financial flexibility that keeps pace with your real-world operations.
Clarity. Speed. Confidence.
Know what you're getting, how fast you'll get it, and what it means for your cash flow — all before you sign. That's financing without the fog.
A True Partner in Your Business Journey
Your Financing Partner, Not just a lender
We know that a one-size-fits-all approach doesn’t work when it comes to transportation financing. Every business has unique goals, challenges, and cash flow patterns. That’s why our team brings real industry knowledge to the table, enabling us to help you find the right financial solution tailored to your exact needs. We focus on improving your return on investment, keeping your cash flow healthy, and making sure your operations stay strong as you grow.
Our finance for commercial vehicles includes
- Competitive terms designed to reduce downtime and support growth
- A fast, streamlined approval process to keep your operations moving
- First-Time Buyer Financing, Bad Credit Financing, and Startup Business Loans
- Flexible repayment options that match your seasonal or fluctuating revenue
- Full transparency—no hidden fees, no excessive paperwork, and no delays
We don’t just approve applications—we solve business challenges.
A True Partner in Your Business Journey
Fuelling Growth for Fleet Owners and Transport Professionals
At HORA FUNDING, we offer commercial vehicle financing tailored for logistics operators, contractors, and transportation professionals who recognize that the right financing solution is a strategic asset, not just a transaction.
Whether you have been running a fleet for years or you’re just starting in the transportation industry, our financing options are built to support your growth. We help you expand your operations, use your capital wisely, and get the trucks, trailers, or equipment your business needs, without delays or unnecessary hurdles. With the right financing, you can move forward faster and keep your business on track
Tailored solutions. Fast approvals. Flexible structures for trucks, trailers, and equipment
Your business success depends on keeping vehicles on the road reliably and cost-effectively.
Explore Our Specialized Financing Programs
Choose from our full suite of commercial and transportation financing solutions
Truck Financing
Get financing for semi trucks, tractor trailers, or box trucks—new or used. We offer simple terms, fast funding, and low monthly payments tailored to your operations.
Trailer Financing
From flatbeds to reefers to dry vans, we provide trailer and truck finance options that fit your business. Choose your trailer, and we’ll make it affordable.
Equipment Financing
Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.
Owner Operator Program
Need more than a truck or trailer? Our flexible financing with low interest rates covers liftgates, tarps, auxiliary equipment, and more.
Leasing
Simplify electrical permits for panels, rewiring, or EV chargers. Avoid costly errors with pre-loaded specs and instant submissions. Get powered up faster—with 80% less paperwork.
Commercial Fleet
Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.
Asset Based Finance
Specialized permits for roofing, solar, or demolition—done right the first time. Permit Flow’s jurisdiction-specific templates cut approval times in half.

Fast approvals, flexible terms, and funding designed for trucking businesses.
Each program is created to meet specific needs across the transportation industry, from single-unit acquisitions to enterprise-level fleet expansion
Finance Commercial Vehicles Without Friction
Modern freight and logistics businesses can’t afford funding delays. That’s why our digital application process delivers rapid decisions, typically within 24 hours. No back-and-forth, no excessive document requests. Just intelligent, efficient financing.
When you’re ready to finance commercial vehicles, your dedicated HORA advisor will help you identify the ideal structure—whether it’s a traditional loan, lease-to-own model, or deferred payment plan to accommodate your financial cycle.
We treat your time as a business asset. And we treat your business like a long-term partnership.
Explore Our Specialized Financing Programs
We take pride in helping clients grow, upgrade, and outperform through smarter financial leverage. Whether your goal is to reduce overhead, improve cash flow, or take advantage of market opportunities, our commercial vehicle finance team is equipped to support you from application to asset acquisition.
Ready to Take the Next Step?
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Secure funding in hours,
not weeks
Talk to a Specialist
Get expert guidance with no
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Finance Your Next Vehicle
And keep your business on the
move
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Discuss via call
302 590 0607
Locate Us
8 The Green, Dover, DE 19901
Work Hours
09 AM - 05 PM
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We’re here to help with your truck, trailer, or equipment financing needs. Reach out, and a specialist will respond within 1 business day.
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Hora Funding
Trusted Truck and Trailer Financing for Every Business