Empowering America’s Trucking Businesses with Flexible Financing

More Than Financing - A Partner You Can Rely On

At Hora Funding, we believe every trucking business—large or small deserves access to fast, fair, and flexible financing. Whether you’re just getting started, expanding your fleet, or recovering from past credit challenges, we’re here to help you move forward with confidence.

Who We Are?

Hora Funding is a dedicated commercial vehicle financing company specializing in truck, trailer, and equipment financing across the United States. Our services include:

Truck Financing

Get financing for semi trucks, tractor trailers, or box trucks—new or used. We offer simple terms, fast funding, and low monthly payments tailored to your operations.

Trailer Financing

From flatbeds to reefers to dry vans, we provide trailer and truck finance options that fit your business. Choose your trailer, and we’ll make it affordable.

Equipment Financing

Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.

Owner Operator Program

Need more than a truck or trailer? Our flexible financing with low interest rates covers liftgates, tarps, auxiliary equipment, and more.

Leasing

Simplify electrical permits for panels, rewiring, or EV chargers. Avoid costly errors with pre-loaded specs and instant submissions. Get powered up faster—with 80% less paperwork.

Commercial Fleet

Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.

Asset Based Finance

Specialized permits for roofing, solar, or demolition—done right the first time. Permit Flow’s jurisdiction-specific templates cut approval times in half.

Fast approvals, flexible terms, and funding designed for trucking businesses.

We also proudly support First-Time Buyers, Startup Businesses, and Customers with Bad Credit. Our mission is to make the financing process simple, transparent, and tailored to your needs.

What Makes Us Different?

We're more than a lender—we’re a partner in your journey. What sets us apart

Fast Approvals

Many clients are approved in 24 hours or less.

All Credit Welcome

Good credit, bad credit, or no credit—we work with all profiles.

Industry Expertise

Our team understands trucking and builds solutions around your business model.

Nationwide Coverage

We serve trucking businesses across all 50 states.

Why Choose us

Built for Truckers, Backed By Experience

We know the road isn’t always smooth, especially when it comes to financing. That’s why Hora Funding was built around the realities of the transportation industry. Our flexible programs are designed to support owner-operators, small fleets, logistics startups, and established carriers alike

We work hard to understand your cash flow, goals, and equipment needs before offering financing terms that make sense for your business.

Your Next Step Starts Here

Whether you’re buying your first truck or refinancing a growing fleet, Hora Funding is ready to help you secure the equipment your business depends on.